14.8.11

Insurance for Hotels and Motels

Additional liability limits are a key component of the resort insurance policy.
  • Pollution-related liability coverages like clean-up, business interruption and additional coverage for storage of pollutants are included in motel insurance.

  • Employment practices liability insurance provides coverage against resort guest claims, prior acts, accidental death and dismemberment and punitive damages.

  • Umbrella insurance for motel and hotel owners can provide coverage in the millions for each person with special coverages like worldwide protection.

  • In addition, ranch insurance provides liability coverage for special events like trail rides. Spa insurance can also include coverage for fitness classes in case of injury.

  • Restaurants, swimming pools, gift shops, barbers, lounges and catered events and meetings can all be covered by the resort insurance policy when they are part of normal operations and designed for use by guests of the resort, ranch or spa.



  • Auto

  • Health

  • Critical Illness

  • Home & Property

  • Business

  • Life

  • Travel

  • Disability

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